Section 1

Grand River USA LLC ("us", "we", or "our") operates http://www.grandriverusa.com/ (the "Site"). This page informs you of our policies regarding the collection, use and disclosure of Personal Information
we receive from users of the Site.

We use your Personal Information only for providing and improving the Site. By using the Site, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in
this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible at
http://www.grandriverusa.com/.

Information Collection And Use

While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not
limited to, your name, email address, postal address and phone number ("Personal Information").

Log Data

Like many site operators, we collect information that your browser sends whenever you visit our Site ("Log Data"). This Log Data may include information such as your computer's Internet Protocol ("IP")
address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages and other statistics.

Cookies

Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer's hard drive.

Like many sites, we use "cookies" to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not
be able to use some portions of our Site.

Analytics: This cookie allows us to see information on user website activities including, but not limited to page views, source, and time spent on website.  The information is depersonalized and is displayed as
numbers, meaning it cannot be tracked back to individuals.  This will help protect your privacy.  Using Google Analytics and Bing Stats helps deliver a better web site experience for you.

Pay Per Click/Adwords and Re-marketing: Using Google AdWords, Bing Ads, Yahoo Gemini and other ad platform providers code we are able to see which pages helped lead to a page interaction, this
allows us to make better use of our paid marketing campaigns through their respective providers.

DoubleClick/Re-marketing: This website uses the Google AdWords re-marketing service to advertise on 3rd party websites (including Google) to previous visitors of our site. It could mean that we advertise
to previous visitors who haven’t completed a task on our site, for example using the contact form to make an enquiry. This could be in the form of an advertisement on the Google search results page, or a
site in the Google Display Network. Third-party vendors, including Google, use cookies to serve ads based on someone’s past visits to the Multi Vision Financial website. Of course, any data collected will be
used in accordance with our own privacy policy and Google’s privacy policy.

You can set preferences for how Google advertises to you using the Google Ad Preferences page, and if you want to you can opt out of interest-based advertising entirely by cookie settings.

Security

The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use
commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Links To Other Sites

Our Site may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of
every site you visit.

Multi Vision Financial has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party sites or services.

The Do Not Track browser setting

We support the Do Not Track browser setting. Do Not Track (or DNT) is a preference you can set in your browser to let the websites you visit know that you do not want them collecting certain information
about you.

For more details about Do Not Track, including how to enable or disable this preference, visit this Do Not Track webpage.


Section 2

Grand River USA LLC Application Privacy Policy

Grand River USA LLC  collects certain confidential information from its customers (and potential customers) through the application process. Grand River USA maintains and uses such customer information
as set forth in this privacy policy:
•Grand River USA is committed to protecting customer information in each of its merchant transactions.  We do not sell customer information to third parties companies as well as not share customer
information with advertisers or marketers who wish to market their products to you.
•You do not have to take any action or instruct Grand River USA to keep your information confidential, Grand River USA uses commercially reasonable efforts to safeguard customer information and
maintains the procedure and technology described in this privacy policy.  Our corporate mission is to be a trusted source of service and reliability for its customers and we are dedicated to these principles.

HOW GRAND RIVER USA PROTECTS AND USES CUSTOMER INFORMATION
•Grand River USA safeguards the security and integrity of customer information and limits access to customer files to those officers who have a business need to know and access such information.
•Grand River USA maintains policies and procedures to secure physical access to its confidential customer information including:•Locking down its physical files
•Shredding all discarded customer information

•Grand River SUA requires its independent contractors and third party vendors who provide services to Grand River USA to adhere to strict privacy standards.  We use technological means (including back
up files, offsite secured storage of electronic files, firewalls, and encryption schemes) to protect against unauthorized access or alterations of confidential customer data.
•Grand River USA collects and maintains customer information as part of the Grand River USa application process. Grand River USA collects information about merchant business and its owners/operators
from a variety of sources, including:•Information provided to us via the Grand River USA application and other required forms
•Information Grand River USA receives from third parties that the merchant business authorizes it to contact, such as the merchant’s trade, banking, and landlord references regarding credit history
•Information Grand River USA receives from third party credit and background reporting agencies whom it contacts to verify merchants’ credit history and general background information.

•Grand River USA does not share or provide confidential customer information with third party advertisers or marketers.
•Grand River USA does not provide confidential customer information to credit bureaus and/or credit reporting agencies.
•Grand River USA will promptly notify a merchant business in writing or by telephone if Grand River USA suspects that there has been a breach of confidentiality regarding confidential customer information.

Privacy Policy Changes

The policies and practices described in this disclosure are subject to change, and any such changes will be communicated to MVF merchants and published on the MVF website. You are advised to review this
Privacy Policy periodically for any changes.

Contact Us

If you have any questions about this Privacy Policy, please contact us.

This Privacy Policy was last modified on 05/14/2016.
Grand River USA
MICHIGAN'S PREMIER COMMERCIAL REAL ESTATE FUNDING & AGENCY SERVICES
Loan Types
Eligible Properties
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Loans
$100K to $500MM
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Metro Detroit    Oakland/Livingston    Grand Rapids    Ann Arbor    Jackson    Lansing    Kalamazoo    Flint    Saginaw    Midland    Holland    Muskegon    Battle Creek    Benton Harbor    Traverse City    Marquette    Metro Detroit
Grand River USA LLC Commercial and Small
Business Loans Division offers a your business
funding needs. We specialize in flexible lending
for commercial properties such as:
Agricultural
& Farm, Amusement & Theme Park,
Apartment Complex (Multi-Family), Assisted
Living Facility, Auto Dealership, Automotive
Service, Bed & Breakfast, Car Wash, Child
Care, Churches, Co-op, Convenience Store,
Golf Course, Historic Rehab, Hospitality (Hotel
& Motel),Industrial (Light & Heavy), Marina,
Medical (Hospital & Clinic), Mixed Usage,
Mobile Home Park, Nursing Home, Office
(Multi-Tenant), Office (Single Tenant & Credit
Tenant),Office Condo, Owner-Occupied,
Parking Garage, Rehabilitation Facility,
Residential Lot Development, Resort,
Restaurant/Bar, Retail (Anchored &
Unanchored), RV Parks,
Self Storage, Special Purpose Buildings &
Properties, and Warehouse Facilities.
Commercial and small business loan types
available include: Acquisition & Development
Loans,
Bridge Loans, Condo Conversion Loans,
Construction Loans, Construction Completion
Loans, Construction Take-Out Loans,
Commercial Equipment Leases, Equity/2nd
Mortgages Lien Loans, Forward Commitment
Loans, Commercial Hard Money Mortgage
Loans, International Business Loans,
Commercial Joint Venture Loans, Commercial
Land Acquisition Loans, Commercial Lines of
Credit Loans, Mezzanine Loans, Non-Recourse
Loans, Permanent/End Loans (Acquisition &
Refinance), Commercial Renovation Loans,
Business Reposition Loans, Commercial
Rehabilitation Loans, Commercial Sale
Leaseback, Small Commercial Real Estate
Loans, Small Equipment Truck Lease Funding,
Commercial Structured Finance Loans, Time
Share - Franctional Ownership Loans. Call the
commercial and small business loan
specialists at Grand River USA for all your
commercial and small business loan product
needs. With headquarters in metro Detroit,
Michigan, Grand River USA LLC Commercial
and Small Business Loans is committed to
meeting commercial lending needs in Michigan
and nationwide.
Grand River USA LLC
19540 Gerald Ave
Northville MI 48167
#6502382214/6505382511